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Loan Product

Kilimo Loan

Farm inputs, irrigation & seasonal financing for smallholder farmers.

About This Loan

The Kilimo Loan is designed to support smallholder farmers across Tanzania with affordable credit for farm inputs, irrigation equipment, seeds, and seasonal working capital. Flexible repayment schedules aligned with harvest cycles.

Key Features

Flexible repayment aligned with harvest seasons
Low interest rates for agricultural activities
No collateral required for amounts below TZS 2M
Quick disbursement within 5 working days
Group and individual options available

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Eligibility

Must be an active farmer with at least one season of experience
Residence in a VFP-served area
Valid national ID
Group membership (for group loans)
Minimum age of 18 years

Ready to Apply?

Contact our nearest branch or fill in the application form online.

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Visit any of our branches or call us today. Our loan officers are ready to help you find the right product for your situation.

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Victoria Finance

PLC — Gives More

A licensed microfinance institution serving entrepreneurs, farmers, and families across Tanzania since 2010. Licensed by the Bank of Tanzania.

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Contact Us

Mbeya, Madibira, Mbarali
Kijitonyama, Dar es Salaam

+255 26 270 0303

info@victoriafinance.co.tz